Single-account focus cleaned up

Team and billing paths were disabled for the current Lociplace release so the app matches the intended MVP scope.

Lociplace is currently shaped around personal palace practice, not team collaboration or billing-heavy workflows.

This cleanup includes

  • team-account flags turned off
  • team billing disabled
  • personal billing disabled for the current MVP
  • navigation trimmed toward the actual product scope

This makes the shipped experience much closer to the intended first release.